Written By: Joseph Metzler, Loan Officer, Mortgages Unlimited, Inc., Minnesota (NMLS 274132) (Reprinted with permission.)
For most people, buying a home is the largest financial transaction of their life. Finding a Loan Officer that is licensed, educated, experienced, professional and ethical is probably the most important decision you'll make, next to actually picking out that perfect dream home.
Most people these days pick their mortgage company one of three ways:
- Calling the bank where they have their checking account
- Going with the company the Realtor suggests
- Online search (but usually only for the person quoting the lowest rate)
None of these, in and of themselves, are right or wrong, but here are some tips on what you should know and understand:
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